If Oblivion's realism is going to kick in (haha, I used the R word) and your horses can be killed, wouldn't it make sense to be able to equip them with defenses, and will you be able to differ from riding bare back and riding with a saddle? And would the number of the horse's equips alter it's speed?
Imagine a knight in daedric armor riding through Kvatch on the back of his equally daedric-clad horse..
Master
Joined: 18-February 05
From: From "not where you are"-ville
that would be cool I would be able to get a rap as the knight for H3ll
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SKA
This was pretty unusual, because most children at his age wanted to become great warriors, known all through time as saviors of, well, anything - Toroabok