Seprerate checks sicne they have difrent effects, if one check fails it will move on to the next until one succeeds or all of them fail, alltho resist fire,frost or shock will always reduce the damage of the particulare elament when all else fails.
For that reason I keep multi-elament spells to insure atleast some sort of damage, if they dont absorb, resist or reflect it.
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There is nothing so magical as a good bite on the boat, it made all other concerns, no matter how heavy or sorrowfull, disappear like smoke. - Wizard and glass - The Dark Tower 
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