Ack, Farrging Skill modifiers...need advice, How do I get those juicy 5+ level up bonuses???? Options

[westernwilson]

I am totally confused...every time I go to level I only get 3+ modifiers. I want those 5's!!!
I take it my skill building strategy is awry, here is my build:

Warlock (submitted by Omar M. K.)
Specialization: Magic/Combat (anyone will work just depends on which you
prefer.)
Attributes: Intelligance and Strength
Skills:
Alchemy
(For healing potions and adding magical effects to weapons)
Destruction
(For offensive magic)
Blade
Alteration-
Shield spells (For protecting yourself in melee
situations and lockpicking spells.)
Heavy armor
Conjuration
(An ally can help at times and sometimes if you need
someone else to take damage for you)
Mysticism
(for soultrap and enchanting and recharging magical
weapons)


How do I train up to get the 5+ in Strength, Intelligence and Willpower?
I take it when you get that "rest and meditate" message, you can no longer train up the skills to affect the modifier?

Thanks, all!