Money, will it be as easy to amass 1106875971k? Options

[Rubnortax]

It seems that in morrowind, my personal wealth exceeded a few hundred thousand k very often. And there wasnt much of an outlet for me to spend it all. i was wondering if the Economical aspect of oblivion was revamped, or at least tweaked so that it will be harder to earn and funner to spend the money you make. I have heard that houses will be much, much more expensive but what about basic equipment? swords and stuff should be harder to get, all equipment should be tougher to get so i dont get a Fiend Katana as soon as i hit the first town...