Each major city has a stable at which you're able to purchase a horse. Though a stable has several types of horses there, each stable sells but one type of horse.
Several ways to "aquire" a horse, you can either purchase one from the stable owner or try to steal one from the corral surrounding the stable.
When you dismount a horse you own, the horse will remain in place, however if you dismount a stolen horse, it will eventually find it's way back to it's home. This is the drawback of stealing a horse.
Your Basic horse
can be purchased at the Bruma and Leyawiin stables. Cost: 500 gold
And additionally can be found in the Cleydinhal, Imperial city and Leyawiin stables, near the Bruma stables and at Brindle home (great forest, west of the Imperial city).
You also receive one Paint horse, from Prior Maborel early in the main quest.
Faster then the Paint horse, though also possessing less health.
Can be purchased at the Bravil and Skingrad stables. Cost: 1000 gold
And additionally be found in the Imperial city, Leyawiin, Skingrad and Bravil stables and at the Roxy Inn (Red ring road, at the northeast corner of lake Rumare).
Faster then the Bay and Paint horses, though also the one with the lowest health points of all.
Can be purchased at the Chorrol stables. Cost: 2500 gold
And additionally be found in the Chorrol and Imperial City stables and at the Brina Cross Inn (Gold road, west of Kvatch)
As fast as the chestnut horse, though also possessing twice as much health.
Can be purchased at the Anvil Stables. Cost: 4000 gold
And additionally be found in the Imperial city and Leyawiin stables, and near the Anvil stables.
The fastest horse around, and possessing only a bit less health then the White horse.
Can be purchased at the Cheydinhal stables. Cost: 5000 gold
And additionally be found in the Cheydinhal and Imperial city stables and in a corral at Brindle Home (great forest, west of the Imperial city).
Additionally there are a number of other horses in the game, some you can get and some you can't.
Great Black Horse (Shadowmere)
A black horse with red eyes.
This is a reward you receive about halfway through the Dark Brotherhood quests.
Weynon Priory horse
Not appearing to be any type of standard horse.
These are ridden by Martin and Jauffre twice during the Main quest.
"Imperial Legion Horse"
The speed of a bay horse, with the health of a White horse; These are hybrids used only by the Imperial Legion.
They can be found at the following locations:
- Aleswell, North of the Imperial city, along the Red Ring road.
- Near the Oblivion gate outside Anvil.
- On the Orange road, outside Bruma, southwest of the junction with the Silver road.
- On the orange road, roughly at the midpoint between Bruma and the Silver road.
- Near the Cheydinhal stables.
- On the Orange road, northeast of Chorrol.
- Southeast of the Odiil farm, along the Black road.
- West of the Imperial city, on the Blackroad near the junction with the Red Ring road.
- On the Red Ring road, near Fort Virtue, southwest of the Imperial City.
- On the Red Ring road, south of the Imperial city, near the Ayleid ruin Sardavar Leed.
- Southeast of the Imperial city at the junction of the Red Ring road and Yellow roads.
- At Wellspring cave on the east shore of lake Rumare.
- Near the Roxey Inn, on the Red Ring road, at the northeast corner of Lake Rumare.
- At the Gold Road Crossroads, west of the Kvatch refugee camp.
- Near the Gottshaw Inn, on the gold road southwest of Kvatch.
- North of Leyawiin, on the west side of the Lowr Niben.
- On the Gold road, east of Skingrad
Each city in Cyrodiil has a house for sale, though some are easier to get then others.
This is possibly the hardest house to get, but also one of the cheapest. Before starting here you need 5000 gold and at least one enchanted weapon.
Start by speaking to Velwyn Benirus, you can find him at the Count's Arms if you go there between noon and midnight. He offers to sell you his grandfathers mansion for 5000 gold. Agree and he'll give you the deed and key.
The first time you sleep in the house you'll be attacked by three ghosts, hence the enchanted weapon. Kill them and check your journal to find an entry mentioning the house is haunted and that you heard a crash downstairs.
Go downstairs to the parlor, you'll see a vase lying on the ground. underneath it is a skeletal hand and a note. The note explains Velwyn's grandfather was a necromancer and Grave robber.
After this happens, you need to enter the only door in the house you cannot enter. To gain access you need Velwyn's help again so time to track him down.
He can be found inside the Imperial city, in the King and queen tavern in the Elven Gardens district.
Speak to him about "lorgren Benirus" and "lift the curse" to get him to agree to help you. He'll suggesting meeting you again at the Count's Arms in Anvil.
After meeting him there he'll ask you to follow him to the house, once inside you'll be attacked by a total of 7 ghosts, two on the ground floor and five in the cellar so be prepared.
After Velwyn opens the secret door in the cellar he'll return to the tavern and leave you to go on by yourself, using the skeletal hand you found earlier you can activate the altar in the center of this room.
Velwyn's Grandfather appears and tells you some lies. In short once he's done activate the skeleton and then kill it as quickly as you can. After it's dead you can loot the place as you wish and the house itself will also be transformed into a real cozy home.
Speak to Count Regulus Terentius and raise his dispostion to 50 to be able to speak on this. He'll offer to sell you the house for 4000 gold but also mentions it's not much.
He's not kidding there, you can find the house on the south side of the canal below Luciana Galena's place.
You'll be able to buy furniture from Nilawen at the Fair Deal.
Speak to Countess Narina Carvain and raise her disposition over 60. She'll ask 10000 gold for this.
You can find this nice two story log house just to the North when you enter bruma through the east gate.
You'll be able to buy furniture from Suurootan at Novaroma.
Speak to count Andel Indarys and get his disposition over 60. He'll offer to sell the house for 15000 gold.
It's a two story house and you can find it near the town statue next to the Willow Bank in the southwest corner of town.
You can buy furniture from Borba Gra-Uzgash at Borba's goods and stores.
Speak to Vinicia Melisseaia at the Office of Imperial Commerce in the market district and she'll offer to sell you this house for 2000 gold. Only 2000 you might wonder? Yes, this is also the worst looking house out there.
You can find your new house in the slums on the west side of the waterfront district's harbor wall.
You can buy furniture from Sergius Vergus, At three brothers trade goods.
Speak to count Marius Caro and get his disposition up to 60 to be able to discuss this. He'll ask 7000 gold for this.
You'll be able to find the house near the center of town, just north of Rosentia Gallenus's house and right across from Weebam-Na's.
You'll be able to buy furniture from Gundalas at best goods and Gaurantees.
Different then from most other towns, here speaking to the count will not do you any good, instead speak to stewart Hal Liurz who can be found at the court, to be referred to Shum gro-Yarug.
He can be found at the West Weald Inn little after 10a.m. and heads for the Colovian traders at Noon.
In order to be able to buy this house you must have a fame rating of at least 15 and raise his disposition to 70 or over. He also asks 25000 gold for the house.
The house itself is called Rosethorn hall and is by far the largest house you can purchase in the game, it can be found across the street from Toutius Sextius house which is located about halfway between the high and low East gate.
Furniture can be purchased from Gunder at the Colovian traders.
Additionally, you're able to hire a servant for this house, after you buy the servant furnish pack fro Gunder, speak to his assistant and you'll be able to hire her for a meager 150 gold.